Britain's second biggest building society has bypassed the Help to Buy scheme and launched the largest range of 95% mortgages available from any lender at interest rates that beat those offered under the government initiative.
Yorkshire building society has launched 36 mortgages aimed at buyers who can only raise a 5% deposit, none of which draws on the taxpayer guarantee offered in the second phase of the Help to Buy scheme launched in October. Interest rates start at 4.59%, compared with 4.99% for the government-backed deals.
Read more here http://www.theguardian.com/money/2013/nov/20/yorkshire-help-to-buy-mortgages-interest-rates
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